If you own a vehicle, it is important to have auto insurance. Depending on where you live, it may actually be required. Unfortunately, if you have suffered a lapse in auto coverage, you will suffer the consequences when you go to purchase a new policy. Insurance companies consider coverage lapses to be risky behavior, resulting in higher premium rates. Keep reading to learn more about how a lapse in auto insurance coverage and impact you and what steps you can do to prevent it from happening.
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If you're preparing to purchase your first home, one of the things that your mortgage lender will require is that you carry home insurance. For those who have never purchased a home insurance policy before, the process can be somewhat confusing. When it comes to personal property coverage, many insurance companies request a home inventory. Here's a look at what you need to know about home inventories and your homeowner's insurance.
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In many states, your car insurance can cost you just as much a month as your car payments, which is why it is essential to understand how to access affordable car insurance premium rates.
Never Assume Any Company Offers the Lowest Prices
First, don't make the mistake of assuming that any particular insurance company can offer you the lowest prices. The only way to know you are getting the lowest premiums is by getting quotes from multiple companies and comparing both the coverage they offer and what you have to pay for it.
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If you and your family need health insurance but you have a low annual income, you may wonder how you can pay for coverage. Thankfully, Medical Cal, California's Medicaid program, provides free or low-cost services to low-income families. Read on to get answers to your questions about Medi Cal.
How do you know if your income meets the required range?
You can contact the Department of Health Care Services (DHCS) in your state to see if you qualify for this program.
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If you haven't been driving much due to working from home, you might be looking to cut back on your auto bills. If you are, you may be able to save money on your auto insurance by using a pay-per-mile policy. Here is what you need to know before you make the switch.
Check State Eligibility
One thing to keep in mind is that you may not be able to purchase pay-per-mile auto insurance based on where you live.
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