Most people are aware that they will need to purchase business insurance when choosing to open up a traditional brick-and-mortar business location. Unfortunately, many of these same people overlook the need for business insurance when choosing to operate a business out of their homes. If you are currently running a home business or plan to open one in the near future, you should know that there are several reasons you should purchase business insurance despite not having a dedicated business location.
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An insurance rider adds narrow protections onto an insurance policy, for only a nominal additional fee or no additional fee. The cost for a rider is low because its benefits are limited. You can use car insurance riders to enhance your auto insurance policy. Here are some common ones to consider.
Business-Use Rider
Personal auto insurance is intended to provide coverage when you're driving your car for personal use. Personal use generally encompasses any driving that's not for work, and commuting to and from work isn't considered work driving.
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If your roof is damaged by high winds or your home catches fire, you surely expect that your homeowners insurance policy will cover the resulting damage. However while these types of coverage may be rather obvious, there are many perils covered under your home insurance which may not be quite so obvious. In fact, you may be surprised to learn about some of the perils that are covered under a standard homeowners insurance policy.
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When choosing a life insurance policy, it's important to understand your options. It's also essential to know how a policy works for you.
When choosing life insurance plans, you have the option of life insurance with a cash value in addition to the death benefit.
One such policy is the indexed universal life insurance permanent life insurance plan. To understand if this is the right type of policy for you, consider its advantages and disadvantages.
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Disasters and accidents can lead to severe damages and losses at your home. While you may not fully control such events, you can protect your property through insurance. Each homeowner should consider having homeowner's insurance for the following reasons.
Protect Your Main Dwelling
The primary reason for having homeowner's insurance is that it protects your primary dwelling. Essentially, your home is a valuable asset. Yet, many risks can cause a total or partial loss of the house.
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